The rich & REGULAR podcast presented by Success

There are few things in life more complicated than money.  One day, you're excited about getting a raise at your job and the next, you're anxious because you don't know what to do with the extra cash.  Money is one of a few subjects that has the potential to ignite the full range of emotions inside of you.  And in those moments, during those decisions, we want to meet you right where you the intersection of life of money.

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E24: What to expect in between Financial Milestones

Goal setting is the cornerstone of wealth-building, but what should you expect when you’re in between goals? What should you be planning for? In this episode, we discuss the financial, emotional, and psychological effects of achieving financial milestones.


E23: Our Favorite Ways to Learn About Money

They say when the student is ready, the teacher will appear. In this episode, we talk about our favorite ways to learn about money. From books, to podcasts and movies, there's no shortage of modern-day "teachers".


E22: How to Deal with the Fear of Losing Money

If your fear of losing money is the thing that’s keeping you stuck, this episode is for you. We discuss loss aversion and offer tips on how you can start to teach your brain to react differently to losses and more strongly to gains.


E21: The Joys of Different Types of Income

Research suggests that the average millionaire has seven streams of income, and in this episode, we discuss some of the overlooked benefits of having multiple sources of income.


E20: When to Level Up and Pay for a Community, Course or Program

There's a natural conflict between wanting to be better at something and trying to minimize expenses - how do you know when it's time to level-up and pay to play? In this week's episode, we discuss how we decide when to spend money on a community, course or program


E19: Managing Love and Money

Money is the leading cause of arguments in relationships and a primary factor of why half of all marriages end up divorce. In this episode, we discuss an article written by Emma Johnson in the Sep/Oct issue of Success Magazine about the most common financial disagreements that drive couples apart.

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E18: A Conversation with the CEO of Success Magazine

In this episode, we welcome a guest - Glenn Sanford, CEO of Success Magazine. Glenn has been called "the Billionaire next door" and this week, we discuss his investing strategy, the mechanics of his purchase of Success, and his early crypto history.


E17: The Purpose of Income

The first time we explained this framework, we were on campus and speaking to a group of students, faculty, and staff talking about what it takes to build a “Modern Money Mindset”. One of the steps was giving your income purpose and the audience was baffled about what that meant. In this week’s episode, we explain the same framework we taught them. It’s designed to help you to think about your income differently and give it a purpose that goes beyond what you’re spending it on. Budgets are important, but giving your income a larger purpose will help you gain clarity on your goals, stop chasing income indefinitely and put your money to work so you don’t have to work for it. 


E16: 3 Reasons to Open a Brokerage Account

When people think about investing, they tend to default to retirement accounts. And those are great, but did you know there were accounts that didn’t penalize you for withdrawing before retirement age? In this episode, we go over the features and benefits of brokerage accounts and why you should consider opening one.


E15: How to Offset the Cost of Education with a 529 Plan

According to the 2018 Education at a Glance report, the U.S. spends more on college than almost any other country. In fact, the average college tuition in 2018 is nineteen times bigger than it was in 1971. In this episode, we explain how to offset the cost of education with a 529 plan. Even if a student in your life is not college-bound, 529s are an underrated tool that can be used for K-12 education costs and other qualified education expenses like books, supplies and computers.


E14: New Ways to Experience Luxury Without Ownership

If you've ever used the phrase "fake it till you make it" or "treat yo'self!", then this episode is for you. In it, we talk about new ways to experience luxury without ownership. From designer clothes to private jets, we share our thoughts on the emerging "accessible luxury" economy (sometimes referred to as the "Flex economy") and talk about ways you can experience the finer things in life without having to shell out the cash and buy it outright. 


E13: Asking for Financial Help

We all get by with a little help from our friends...or these days, strangers on the internet. In this episode, we talk about asking for financial help. Whether you're the person who needs money or you're the person being asked for money, this episode is for you 


E12: How to Financially Prepare for a Promotion at Work

We're all told to seek out promotions, but when was the last time you calculated the costs of doing business at a higher level? In this episode, we dive into what comes with a big promotion and how to pursue one, while also preparing for it


E11: Imagining your Worst Case Scenario

The only thing more American than apple pie is our indefinite optimism. Today, there is now enough data to suggest that most working-age American’s financial forecast should include plans for a sudden job loss or significant disruption income.  And while nobody enjoys imagining the worst case scenario, it may be the key to building financial resilience. 


E10: Expensive hobbies

Hobbies are all fun and games until the credit card statement comes and you see just how expensive they are to maintain.  In this episode, we dig into some of the most expensive and popular hobbies and offer insights into how to keep the costs under control so they don't derail other priorities.


E9: When the People You Love Disagree With Your Financial Choices

Your self-esteem can take a major hit when the people closest to you don’t support your financial decisions.  It can cause you to question your decisions, aspirations and goals and lead to you giving up.  So in this episode, we share our experiences and thoughts on how to push through when it doesn't feel like the people you love have your back.


E8: Dealing with Competitiveness in Relationships

Let's face it...Americans are pretty competitive.  We even compete with the people we love the most and sometimes it gets in the way of us achieving our financial goals.  Whether it’s a desire to ‘out-gift’ your partner or a race to ‘out-earn’ your colleagues, competition in relationships can have both positive and negative effects on your life.


E7: Adjusting your Financial Plan When Life Happens

What do becoming a parent, divorce and death have in common?  All three are very, very expensive. In this episode, we discuss all three and offer some tips on how to financially navigate these life-changing events.  


E6: Financially Supporting Parents (Our Story)

According to Pew Research, 47% of Americans in their 40s and 50s are financially responsible for a child AND a parent.  We're a part of that cohort called the Sandwich Generation and it's one of the most stressful and complicated parts of managing money.  In this episode we get personal to help give you some perspective on how to handle this pressure.

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E5: Credit card point hacking. Is it worth it?

Credit card point hacking....some people swear by it and others avoid it altogether.  But one thing is for sure; it's a multi-billion dollar industry and in some cases, the point programs are more valuable than the company's they're attached to!  In this episode, we dive into the weird world of credit card points to help you decide whether it should be a viable part of your financial plan.

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E4: Is Homeownership a Luxury?

When we think of luxury purchases, we think of fancy cars and upscale vacations on secluded beaches.  You know...things most normal people may never get a chance to experience in their life.  Well, if you've been paying attention to the real estate market, you could argue that simply becoming a homeowner is a luxury because it's so out of reach for the typical American.


E3: Financial Literacy and Overcoming Hesitance

Personal finance is a HUGE topic.  That's why we have a podcast dedicated to it.  With all the terms, concepts and strategies, it can be daunting to start the journey to mastering money.  In this episode, we talk about our respective journey to financial education and offer advice on the best ways to start.

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E2: The Four Letter F-Word...Fees

Yes, you can avoid some fees just by knowing they exist, and for the rest it's being mindful of it. Factor it in when you're comparing and lean into technology. Digital banks often have fewer fees and certain budget apps will isolate your fees so you can track it like any other category.

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E1: Introducing the Money Editors with Josh Ellis

Julien and Kiersten Saunders are the new Money Editors for SUCCESS magazine. In our first podcast, we tell SUCCESS Editor-in-Chief Josh Ellis how we met, how we started talking about money and what we have planned for the new show.

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Episode Trailer

Want a little taste of what you can expect?  Check out our podcast trailer!


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Kiersten and Julien

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Money on the Table

Many of life's most important conversations happen at the dinner table. Talking about money can be especially challenging but it's much easier when you can prepare and enjoy a delicious meal together. So we invite you to pull up a seat, pour yourself a beverage and join us as we put amazing food and Money on the Table.