Our Promise To You
When we recommend a product, service, or tool it's because we actually believe it will be useful to you. We aren't about playing with your time or money.
Advertiser Disclosure: rich & REGULAR is a member of affiliate marketing programs and may receive commission in exchange for promoting products and services.
Hands down, Personal Capital is our favorite financial app. This is what we use to track our spending, calculate our net worth, and monitor the cost of our investments. The app is completely free to use and if you choose to invest with them, they have a team of licensed fiduciary advisors who can help you manage your portfolio.
This app makes simple automated investing simple by investing your "spare change" on your behalf. With Acorns, every charge you make to a connected account is rounded up to the nearest dollar. This way, with each swipe, you're making an automated "mini" contribution to your retirement.
If you’re new to real estate investing, one of the best ways to get started is with companies like roofstock.com. With Roofstock, you can start earning passive rental income by purchasing tenant-occupied rental properties online. After you create your free account, you just build your profile so they know exactly what you’re looking for, your budget, and the timeline to invest.
There are few budgeting tools that come with die-hard fans like this one. YNAB isn't just a tool, it's a comprehensive program designed to help you manage your spending, pay off debt, and across every aspect of your life. The best part? You can try it for free for up to 34 days.
Learn New Skills
Recipes can tell you what to make, but they don't teach you how to cook. If you're a beginner in the kitchen or simply looking to make cooking at home less frustrating, then check out our newly designed e-book. We'll teach you how to organize your kitchen, improve knife skills, master core cooking techniques, grocery shop like a pro and more!
If you've seen the commercials, then you already know Masterclass instructors are some of the biggest names in entertainment, sports, and media. But there are also really helpful cooking classes, cocktail-making, and entrepreneurial lessons to help you sharpen your skills or take a hobby to the next level. The site comes with an easy to use app and can also be streamed through Apple TV.
If you've seen Money on the Table and thought where'd they get that pan? What kind of knife is that? Or where do I get these glorious bath towels Kiersten loves so much? Well, look no further than our Amazon storefront. We've organized all of our recommended books, kitchen/ household, and more in one place for you to browse through.
Prepare to have your mind blown. If you're looking for solid, affordable phone service without all the expensive data plans from the big carriers, then welcome to Republic Wireless. The service uses your WiFi connection first [instead of data] when connecting calls which allows them to pass the savings onto you. So if you're spending a lot of time at home, this is a no-brainer way to immediately save more money. Prices for unlimited talk and text plans start as low as $12.50 a month.
Whether you're a budding entrepreneur or corporate professional looking to add a bit more design in your life, Canva is our design tool of choice. We use it for social media graphics, quick video editing, stock photography, presentations and so much more. The mobile app is just as easy to use which allows us to create impressive and professional designs on the go.
If you're still intimidated or uncomfortable with design on your own, then we highly recommend Fiverr. It's an online marketplace that connects you to thousands of designers ready to do whatever you ask them to. We've used Fiverr for logo design, artwork, ebook conversion, and more.
Ready to sell? Once you've designed your product, you're going to need checkout software that connects you to a payment processor. Ideally, this checkout cart is easy to use, mobile-friendly but most importantly...converts lookers into buyers. We highly recommend Thrivecart.
Credible is an online marketplace that provides you with competitive, personalized loan offers from multiple, vetted lenders in real time. You can also refinance your student loans and mortgages to save you money. Plus, you get a $200 Welcome Bonus when you complete your refinancing!
We support the #bankblack movement for many reasons but none more important than because we understand the needs and challenges of our community.
We also believe in the power of economic equality, using our resources and money to drive change. You don’t have to move all of your money, but we do hope you’ll join us in taking a first step to supporting this movement today.
For more on why we support this movement, check out a few of our popular posts:
- Why we #bankblack and you should too
- Shortfalls of the civil rights movement and the day we met Andrew Young
Founded by Atl's own Killer Mike, Fmr. Ambassador Andrew Young and media mogul Ryan Glover, Greenwood is the latest Black-owned bank poised to support and uplift the community.